Your Way Investor Home Loan
Get the control and flexibility to manage your investment, your way.
Your Way Investor Home Loan
Stay in control with the flexibility you need to do your home loan, your way.
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6.44%pa
Your Way Home Investor Loan Basic Variable rate* (Investor, P&I, LVR up to 80%)
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6.50%pa**
Your Way Home Loan Basic Comparison rate (Investor, P&I, LVR up to 80%)
Is it right for your investment?
This home loan lets you manage your investment with the flexibility to change your loan as your needs change. Be ready for whatever comes your way.
What you'll get
Rates
Get the best of both worlds with fixed and variable rate options.
Fee-Free Redraws
Get the security of unlimited fee-free redraw.
Unlimited additional repayments
Make unlimited additional repayments on variable loans.
Flexibility
The ability to top-up when it suits you and switch your loan should your situation change.
Get in touch today.
Take the next step in your home loan journey.
Talk to a Lending Specialist
We can visit you at home, call you on the phone, or speak to you on a video call.
Apply Online
Complete an online application to fast track your home loan financing.
Your Way Investor Home Loan interest rates
Principal and Interest repayments
Get the best of both worlds with fixed and variable rate options.
|
Interest rates |
Comparison rate |
Basic Variable LVR up to 80%* |
6.44%pa |
6.50%pa**
|
Basic Variable LVR > 80%* |
7.19%pa |
7.26%pa**
|
1 year fixed |
6.84%pa |
6.55%pa**
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2 year fixed |
6.79%pa |
6.57%pa**
|
3 year fixed |
6.69%pa |
6.58%pa**
|
4 year fixed |
6.89%pa |
6.67%pa**
|
5 year fixed |
6.99%pa |
6.75%pa**
|
Standard Variable |
8.84%pa |
8.91%pa**
|
Variable Rollover∞ |
6.44%pa |
6.50%pa**
|
Interest rates effective 1 March 2024.
Interest Only repayments
Available when you only want to pay the interest portion of your home loan. Construction is only available with a variable rate.
|
Interest rates |
Comparison rate |
Basic Variable LVR up to 80%* |
6.84%pa |
6.67%pa**
|
Basic Variable LVR > 80%* |
7.59%pa |
7.43%pa**
|
1 year fixed |
7.24%pa |
6.59%pa**
|
2 year fixed |
7.19%pa |
6.65%pa**
|
3 year fixed |
7.09%pa |
6.69%pa**
|
4 year fixed |
7.29%pa |
6.81%pa**
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5 year fixed |
7.39%pa |
6.92%pa**
|
Standard Variable |
9.24%pa |
9.10%pa**
|
Variable Rollover∞ |
6.84%pa |
6.67%pa**
|
Interest rates effective 1 March 2024.
Information
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Purpose
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Investment and construction
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Minimum Amount
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Minimum loan amount for Standard Variable $25,000 |
Maximum Amount
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Up to 90% of the property value prior to the capitalisation of Lenders Mortgage Insurance where the purpose is construction
Up to 90% of the property value including Lenders Mortgage Insurance where any part of the loan has a fixed rate component
Up to 95% of the property value including Lenders Mortgage Insurance where all of the loan is on a variable rate (i.e. with no fixed rate component)
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Repayment type
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Principal and interest and Interest only
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Interest rate type
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Variable and/or fixed up to 5 years
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Interest calculated
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Daily, charged monthly
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Establishment fee
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$600
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Annual fee
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$0
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Additional repayments
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Yes – variable rate only
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Offset facility
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No
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Redraw
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Yes – fee free. Variable rate only
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Split loan
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Yes
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Top up
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Yes
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For full details of our fees, please review the Fees and Charges brochure.
Download the Fees and Charges brochure [PDF]
Check out your other options
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Your Way Plus Investor Home Loan
Get flexibility for your investment PLUS take advantage of our package benefits with discounted rates and much more.
Learn more
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Your Way Plus Essential Worker variable rate (Investor, P&I, LVR up to 60%)
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Your Way Plus Essential Worker comparison rate (Investor, P&I, LVR up to 60%)
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Discounted Variable rates for life of the loan
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Establishment fee waived (normally $600)
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Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
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100% Offset facility so you can pay your loan down faster
Your Way Plus Essential Worker variable rate (Investor, P&I, LVR up to 60%)
Your Way Plus Essential Worker comparison rate (Investor, P&I, LVR up to 60%)
Giving back to essential workers
We know essential workers are vital to our future, that's why we're looking out for theirs. Take advantage of discounts and benefits, including fees waived, and lower rates for the term of your loan.
Your borrowing options
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Buying a property
We’re here to guide you on your mission to home ownership. Find out the steps involved in the buying process.
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Lenders Mortgage Insurance
Ever heard the term Lenders Mortgage Insurance and wondered what it meant? LMI could enable you to buy your home sooner.
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Which home loan is right for me?
A simple guide to the types of loans available including their strengths and weaknesses and extra features to consider.
**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.