Investor home loans Whether your investment strategy is to step into the property market or to start building your wealth - we're here to help you choose the right home loan. Talk to us Phone us Email us Breadcrumbs Health Professionals Bank Home Loans Investor home loans Investor home loans Investor home loans Start your investment portfolio today Our range of investment options can be a great way to build your wealth. Especially in Australia where the rental market is mature, demand is high and there are excellent tax advantages. Take a look at our loan options to see which one would be best for you. Compare and apply Home Loan Gearing Home Loan resource centre Fixed Rate Investor Home Loan Lock in a rate for up to 5 years. Plus enjoy knowing exactly how much you will be paying each month. Learn more 3 .38 pa % Interest rate - 1 yr fixed 4 .66 pa** % Comparison rate - 1 yr fixed Compare products 100% Offset facility giving you the opportunity to pay off your home loan sooner Ability to split loan No monthly fees Apply Talk to an expert Compare Classic Investor Home Loan A low-rate home loan that keeps it simple. Available for new purchases and external refinances for loan amounts over $150,000. Learn more 3 .50 pa % Interest rate $150,000+ 3 .54 pa** % Comparison rate $150,000+ Compare products No monthly fees A fee free redraw facility to access additional repayments you’ve made Borrow up to 85% of the property value prior to capitalisation of Lenders Mortgage Insurance Apply Talk to an expert Compare Interest Only Variable Investors Home Loan A perfect choice for a new home or investment property with the choice of either fixed or variable interest. Learn more 5 .45 pa % Interest rate - variable 5 .07 pa** % Comparison rate - variable Compare products 100% Offset facility giving you the opportunity to pay off your home loan sooner No monthly fees A fee free redraw facility to access additional repayments you’ve made Suitable for construction on interest only. Due to business and prudential requirements, we have placed restrictions on certain interest only home loans. Please contact us for further information. Ability to split loan Apply Talk to an expert Compare Flexi Choice Investor Home Loan Used for investor purchases, vacant land, renovations, or any worthwhile purpose. Learn more 4 .75 pa % Interest rate 4 .79 pa** % Comparison rate Compare products 100% Offset facility giving you the opportunity to pay off your home loan sooner No monthly fees A fee free redraw facility to access additional repayments you’ve made Ability to split loan Apply Talk to an expert Compare Compare loans Compare all HPBank Investor Home Loans **Comparison rate warning Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate. *Important information Eligibility criteria apply to join Health Professionals Bank. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here. 1. Redraw is subject to application and registration. 2. Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider. Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence. To become a member, you'll need: To be an Australian citizen or permanent resident 18 years old or over + Identification + Account details to purchase your share in the bank Join Back to top.