Ezicover Income Protection

Ezicover Income Protection can provide a monthly benefit for up to 5 years if you are unable to work due to sickness or injury.

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  • Benefits

    If you’re between 19 and 60, Ezicover Income Protection can provide a monthly benefit for up to 5 years, if you are unable to work due to sickness or injury.

    To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

    Key product features

    • First 30 days are complimentary, so in the first year of your policy you will only pay 11 months premium
    • There are two cover types, Sickness & Injury cover and Injury Only cover. If you have a medical condition or history that prevents you getting Sickness & Injury cover, Injury Only cover may be available.
    • Monthly payments of up to 70% of your pre-disability income, with a maximum of $12,000 per month
    • Choose how long the monthly benefit can be paid to you, with benefit periods of 1, 2 or 5 years available
    • Choose how many days you must be unable to work before you are eligible for your benefit, with waiting periods of 30, 60 or 90 days available
    • Insurance premiums are waived while a monthly benefit is being paid
    • Reducing income feature, allows the level of cover and premium payments to be temporarily reduced during period of financial hardship or special circumstances
    • Cover suspension feature, allows you to put your cover on hold for up to 12 months
    • Worldwide cover, 24/7 except where the Australian government has advised against travel to that country
    • Qualifying periods apply for elective, cosmetic and transplant surgery
    • Exclusions apply, such as self-inflicted injury, illegal activities and unemployment for other reasons not covered. See the PDS for more information

    This is a summary of key features only. Terms and conditions apply. Please refer to the Ezicover Income Protection Product Disclosure Statement for full details.

    Ezicover Income Protection is designed for people who have or expect to have financial commitments (such as a mortgage, school fees, medical expenses and living expenses) that they would be unable to pay in the event they could not work and earn an income due to sickness or illness. It is also important that people who take out a policy understand that premiums increase with age and expect to be able to continue to pay premiums for the time frame they require the insurance. 

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