Refinance with a great home loan rate for health professionals
            
                       
         
    
    
    
    
    
        
Refinancing for health professionals
        
    
    
        
            
                
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                                    Your Way Owner Occupier Home LoanKeep it simple with our basic low-rate home loan with flexible options to help you to do your home loan, your way. Learn more 
                                        
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                                                        Your Way Home Loan Basic Variable rate (Owner, P&I, LVR up to 60%)
                                                 
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                                                                Your Way Home Loan Basic comparison rate (Owner, P&I, LVR up to 60%)
                                                            
                                                         
 
 
                                        
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                                                    Fixed and variable rate options
                                                
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                                                    Free redraw on the variable portion
                                                
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                                                    Make unlimited additional repayments on variable loans
                                                
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                                                    Ability to split loan
                                                
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                                                    Available for first home loans
                                                
 
 
 
                                
                                    
                                        
                                        
                                            Your Way Home Loan Basic Variable rate (Owner, P&I, LVR up to 60%)
                                     
 
                                            
                                                
                                                
                                                    Your Way Home Loan Basic comparison rate (Owner, P&I, LVR up to 60%)
                                                
                                             
 
 
 
        
            
        
     
    
Calculate your repayments
 
    
Easy steps to refinancing
 
    
    
        Have a chat
        
        
        
        
            Tell us about you and your current loan so we can let you know what you can save by switching, and how much you can borrow.
         
        
            
        
     
    
    
        Find the right home loan
        
        
        
        
            Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a basic variable loan that comes with redraw, or add an offset facility and have both.
         
        
            
        
     
    
    
        Make the move
        
        
        
        
            A Lending Specialist will be in touch to finalise your loan application. Our lenders will help you take the next steps to discharge your existing home loan from your other bank.
         
        
            
        
     
	
		
			
Get in touch today.
			Take the next step in your home loan journey.
		
	 
	
		
			
				
				Talk to a Lending Specialist
				We can visit you at home, call you on the phone, or speak to you on a video call.
				
			 
			
				
				Apply Online
				Complete an online application to fast track your home loan financing.
				
			 
			
				
				Home Loan Resources
				Helpful guides and checklists for whatever stage you are in your home loan journey.
				
			 					
		 
		
	 
    **Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
  
    Important information
     1 Eligibility criteria apply to join Teachers Mutual Bank Limited. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
2 We include 100% of regular overtime for nurses (or nursing professionals) when assessing your application. Regular overtime proven over 3 months. Other credit criteria apply.
3 The Your Way Plus is available as a package home loan with package benefits. A package fee is payable annually. For further details see Package Terms and conditions. 
4 If your loan has an offset facility, terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and  Conditions of use Accounts and access. For more information refer to Mortgage Offset section of our website.  
5 Mobile Lenders: Please check details of availability in your area.