Refinance with a specially discounted rate for health professionals

Refinancing for health professionals

A simple drawing of a house with a magnifying glass looking it over with a dollar sign.

  • We include 100% of regular overtime in your salary2
  • Access to reduced tax payments through salary sacrificing
  • Discounted home loan rates for essential workers^
  • A lending specialist who’ll work around your shift times
  • The same lending specialist throughout the whole process of refinancing

  • Your Way Owner Occupier Home Loan

    Keep it simple with our basic low-rate home loan with flexible options to help you to do your home loan, your way.

    Learn more

    • 5 .99
      pa %
      Your Way Home Loan Basic Variable rate (Owner, P&I, LVR up to 80%)
    • 6 .01
      pa** %
      Your Way Home Loan Basic comparison rate (Owner, P&I, LVR up to 80%)
    • Fixed and variable rate options
    • Free redraw on the variable portion
    • Make unlimited additional repayments on variable loans
    • Ability to split loan
    • Available for first home loans
    5 .99
    pa %
    Your Way Home Loan Basic Variable rate (Owner, P&I, LVR up to 80%)
    6 .01
    pa** %
    Your Way Home Loan Basic comparison rate (Owner, P&I, LVR up to 80%)

Calculate your repayments

Easy steps to refinancing

Number 1

Have a chat

Tell us about you and your current loan so we can let you know what you can save by switching, and how much you can borrow.

Find the right home loan

Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a basic variable loan that comes with redraw, or add an offset facility and have both.

Number 3

Make the move

A Lending Specialist will be in touch to finalise your loan application. Our lenders will help you take the next steps to discharge your existing home loan from your other bank.

Get in touch today.

Take the next step in your home loan journey.

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Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

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Apply Online

Complete an online application to fast track your home loan financing.

Home Loan Resources

Helpful guides and checklists for whatever stage you are in your home loan journey.

Got a Question?
Enquire Online

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate

Essential workers

^Eligible Essential workers include: School Principal, Faculty Head, Commissioned Fire Officer, Commissioned Police Officer, Ambulance Officer, Intensive Care Ambulance Paramedic, Supervisor Police Officer, Police Officer, Senior Fire Fighter, Fire Fighter, Registered Nurse, Registered Midwife, Registered Mental Health Nurse, Registered Developmental Disability Nurse, Enrolled Nurse, Pre-Primary School Teacher, Primary School Teacher, Secondary School Teacher, Special Needs Teacher, Special Education Teachers, University Lecturer, University Tutor, Vocational Education Teacher, English as a Second Language Teacher.