Special moments deserve a special rate

Take advantage of our Classic Home Loan special interest rate^ for 12 months*.

Classic Home Loan

For when a special moment deserves a special rate. Enjoy a special 1 year rate at 2.80% pa, 3.29% pa comparison.

  • 2.80%pa

    1-year Special interest rate (Owner Occupier)

  • 3.29%pa**

    1-year Special Comparison rate (Owner Occupier)

  • $600

    Establishment Fee

  • $250k

    Minimum Amount

New Business Only. Membership eligibility, conditions and exclusions apply. Before you apply, please see the terms and conditions below^.


We can come to you

Find your local mobile lender

Are you looking to borrow up to 85% of the property value, or is the loan amount less than $250,000? You can speak to one of our mobile lenders and find an option that suits you.

Please note: Mobile lenders are not available in all areas. To find out if we service your area, simply enter your postcode above.

To become a member, you'll need:

  • tmb-logo Identification
  • +
  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Account details to purchase your share in the bank
  • +
  • tmb-logo Details on income and expenses

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

^The interest rates shown are for new business only and for Principal and Interest repayments. Existing borrowers can find out their current interest rate by checking their statement, accessing their loan account in internet banking or by contacting us.

The Special Rate of 2.80%pa (comparison rate 3.29% pa**) will apply for 12 months from date of first loan drawing. This offer is available only to members who apply during the ‘Special Rate’ period and excludes top ups, internal refinances and existing Teachers Mutual Bank Limited loans. Minimum loan amount is $250,000 with a maximum of $1,000,000. Maximum loan-to-valuation ratio of 80% applies. Principal and Interest repayments only.

The Special Rate offer will cease 12 months from the funding date, at which time your home loan will revert to the then applicable Classic home loan variable interest rate.

The Special Rate offer may be withdrawn or amended by the Bank at any time. Once the special interest rate applies, the interest rate will not alter during the relevant 12 month period. After that, the then variable interest rate will apply, which is subject to change at any time.