Mortgage offset calculator

Use our mortgage offset calculator to understand how much interest you could save over the life of your home loan.

How much could an offset account save me?

Want to pay less interest on your home loan? An offset account, or offset facility as it's sometimes called, can help you pay less interest over the life of your home loan. The amount in the offset account effectively reduces the total amount of the loan, and a smaller loan balance means less interest.

Use the calculator below to see what your savings could be. Start by entering the loan amount, interest rate, term and repayment frequency. Then, change the offset balance to see how much you could save.