Home loans

Our range of investment options can be a great way to build your wealth.

Investor home loan interest rates

Our range of investment options can be a great way to build your wealth. Especially in Australia where the rental market is mature, demand is high and there are excellent tax advantages.

Take a look at our loan options to see which one would be best for you. Click on the links below to view more information.

The interest rates shown are for new business only and for Principal and Interest repayments, except for the Interest Only Variable Home loan. Existing borrowers can find out their current interest rate by checking their statement, accessing their loan account in internet banking or by contacting us.

Please contact us in relation to interest rates for Interest Only repayments.

Fixed

Fixed Rate Investor Home Loan	Interest rate	Comparison rate
1 year fixed	3.28%pa	4.53%pa**
2 year fixed	3.28%pa	4.42%pa**
3 year fixed	3.28%pa	4.31%pa**
4 year fixed	3.68%pa	4.34%pa**
5 year fixed	3.68%pa	4.28%pa**

Interest rates effective 4 December 2019

Variable

	Interest rates	Comparison rate
Interest Only Variable Investor Home Loan	5.32%pa	4.94%pa**
Classic Investor Home Loan	3.37%pa	3.41%pa**
Flexi Choice Investor Home Loan	4.62%pa	4.66%pa**

Interest rates effective 1 November 2019

Interest Only Home Loans - Due to business and prudential requirements, we have placed restrictions on certain interest only home loans. Please contact us for further information.

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

How to apply

Convenient ways to apply for a home loan

Need help choosing your home loan? Explore our Owner occupier and Investor home loan options and have this information ready before starting the application process.

Apply online

Speak to a Mobile Lender

Call us

Visit a branch

To become a member, you'll need:

Identification
+
To be an Australian citizen or permanent resident
18 years old or over
+
Account details to purchase your share in the bank
+
Details on income and expenses

Join

*Important information

Eligibility criteria apply to join Health Professionals Bank. Fees and charges and lending criteria apply.

Consumer lending terms and conditions available here.

Applicants must be eligible for the Rewards Package to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday account.

Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.

Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer Lending Terms and Conditions for full details.

The Responsible Investment Association Australasia (RIAA)

Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.