Home loans

Whether you're a first home buyer, investor or renovating — we have a range of home loans to suit your needs.

Home loans

Our range of investment options can be a great way to build your wealth.

Investor home loan interest rates

Our range of investment options can be a great way to build your wealth. Especially in Australia where the rental market is mature, demand is high and there are excellent tax advantages.

Take a look at our loan options to see which one would be best for you. Click on the links below to view more information.

The interest rates shown are for new business only and for Principal and Interest repayments, except for the Interest Only Variable Home loan. Existing borrowers can find out their current interest rate by checking their statement, accessing their loan account in internet banking or by contacting us.

Please contact us in relation to interest rates for Interest Only repayments.


Fixed Rate Investor Home Loan Interest rate Comparison rate
1 year fixed 2.35%pa 4.22%pa**
2 year fixed 2.35%pa 4.05%pa**
3 year fixed 2.34%pa 3.88%pa**
4 year fixed 2.44%pa 3.77%pa**
5 year fixed 2.89%pa 3.81%pa**

Learn more about our Fixed Rate Investor Home Loan

Interest rates effective 24 March 2021


Interest rates Comparison rate
Interest Only Variable Investor Home Loan 4.52%pa 4.47%pa**
Classic Investor Home Loan 3.19%pa 3.23%pa**
Flexi Choice Investor Home Loan 4.37%pa 4.41%pa**

Interest rates effective 1 April 2020 

Interest Only Home Loans - Due to business and prudential requirements, we have placed restrictions on certain interest only home loans. Please contact us for further information.

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.

Lady wearing headset in a call centre

How to apply

Convenient ways to apply for a home loan

Need help choosing your home loan? Explore our Owner occupier and Investor home loan options and have this information ready before starting the application process.

Apply online

Speak to a Mobile Lender

Call us

Visit a branch

To become a member, you'll need:

  • tmb-logo Identification
  • +
  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Account details to purchase your share in the bank
  • +
  • tmb-logo Details on income and expenses