Personal loans

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Debt consolidation

As a healthcare professional focused on helping others, you sometimes don't have enough time to dedicate to yourself - or your finances.

A debt consolidation loan with Health Professionals Bank can help you take control of your finances, save on interest and reduce financial stress.

Benefits of consolidating multiple debts

 

One regular, easy to manage repayment

 

A fixed end date for when your debt will be paid off

 

Interest savings with a potentially lower interest rate

How does debt consolidation work?

What will my repayments be?

Quick and easy to use – our online calculators and tools will give you the information you need, in a matter of minutes.

Have a question?

Check our frequently asked questions for answers to some common questions about our personal loans.

How does debt consolidation work?

When you consolidate debt with a personal loan, you combine the outstanding balances of multiple debts into one new personal loan in order to pay off all those other debts. 

This often helps you better manage your budget and cashflow because you only have one loan with one regular repayment and a set end date for paying off the debts, instead of having to manage multiple debts and multiple payments. 

Some of the types of debt that could be consolidated with a personal loan include car loans, credit cards, store cards, and personal loans with other lenders. 

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Prepare for the unexpected

Life often throws a curveball when you least expect it, so be prepared with an overdraft (RediCredit) to manage life’s bumps at any time.¹