Low deposit options
Australian Government 5% Deposit Scheme
Eligible first-home buyers may be able to buy with as little as a 5% deposit and avoid Lenders Mortgage Insurance.
Australian Government Help to Buy Scheme
With as little as 2% deposit, you may be able to buy a home with support from the Australian Government.
Lenders Mortgage Insurance (LMI)
Buy with less than a 20% deposit by paying Lenders Mortgage Insurance.
Buy with a Guarantor
A family member can help secure your loan, which may reduce the deposit you need.